Financial peace of mind on-demand.

Small business owners often have to wear multiple hats—but sometimes they just don’t fit. Financial issues arise and you know you need help, but budgets are limited, time is scarce, and expertise is low. You can’t afford a full-time CFO and you don’t want to engage a big firm with high prices and low commitment. Enter the fractional CFOs at ICS.

ICS steps up to provide on-demand financial expertise, leadership and peace of mind to help small businesses and entrepreneurs solve problems, seize opportunities and meet goals.

Meditating woman

Our Process


1) Listen

It all starts with listening to understand what drives your success. Our goal is to understand your business’ unique characteristics, challenges and opportunities to build the necessary foundation for meaningful guidance.

data documents

2) Gather Data

We’ll pull together historical financial information, sales and related gross profit, customer and vendor details, payroll and finance specifics. Simply provide us access to your accounting system and we download the information we need. No additional work or hassle for you.

Calendar checklist

3) Make Assumptions

With expert input from you and your leadership, we determine assumptions based on future goals, plans, seasonality and challenges. We’ll plan for uncertainties such as economic conditions or market opportunities by creating best, moderate and worst-case scenarios.


4) Build Your Model

ICS analyzes your data to build your company-specific model, which includes income statements, balance sheets and cash flow analyses that will allow you to translate your income into results-driven business strategy. Our models prepare you for major business decisions, mergers, acquisitions, turnarounds and more. And our sensitivity analysis helps plan for the unforeseen, keeping your business prepared for whatever the future holds.


5) Create Your Plan

Next, we'll create a 12-, 24- or 36-month plan by month, as well as a 13-week cash flow report, to help you communicate your strategy and financial expectations to your key stakeholders. Based on sound assumptions of sales and expenses, the plan considers your goals and priorities, acts as a guide for decision making, and provides a basis for measuring performance.


6) Execute & Support

With plans in place, our team works side-by-side with you to execute the plan, including:

  • Sourcing new financing
  • Measuring operational efficiency
  • Discussing alternatives when cash is tight
  • Highlighting cost-reduction opportunities
  • Calculating ROI
  • Developing vendor payment plans
  • And more!